Okay, I'd like to introduce Trip van der Waal. He is from Millard Johnson and specializes in employer compliance with ACA laws, benefit law, Cobra, etc. Obviously, with the ACA, there are a lot of taxes and fees for companies like you who are already taking care of their employees and doing the right stuff. But now, there's actually more than that. There are a lot of reporting things that you have to do. So we've asked Trip to do this webinar for you. The webinar will last about an hour and then we will take some questions after that. If you have any questions, please feel free to ask. Trip is also available to help you pull things together. Now, let me introduce Trip. Thank you, Jim. Alright, welcome everybody. Good afternoon and happy Friday. As Jim said, my name is Tripp van der Waal and we are going to be covering some ACA reporting requirements. So here are a couple of housekeeping issues. You guys are all in listen-only mode right now, however, you have the ability to submit questions over the computer via the chat feature on your dashboard. Our presentation is going to last about an hour today, and then we have allocated a half an hour for questions at the end. The slides will be made available after the webinar, as this is being recorded, and you will have the opportunity to view it later if you should want to. There are only eight people on the webinar today, so please feel free to take advantage of the question and answer period. We can probably get through a number of your questions because of the small group. This webinar is only an hour, so it is a high-level review. We cannot go through line by...