In preparation for the fall Medicare open enrollment period, employer groups that are sponsoring group health plans, which include prescription drug coverage, are required to notify their Medicare-eligible individuals. They must inform them if the plan is creditable. Creditable means that the plan is expected to pay, on average, as much as Medicare standard prescription plans. This written disclosure needs to be provided to the employees and individuals by October 15th of this year. For more information about this document, please contact us or visit our website at.