Hello ladies and gentlemen, thank you for standing by. Welcome to the webinar today brought to you by Comply Right: Mandatory ACA Reporting in Effect - How to Meet the New Requirements. My name is Stephanie Thomas and I am your host today. Thank you, everyone, for attending this webinar and welcome. I would like to review a few housekeeping items before we begin. If you would like to ask a question, simply use the chat feature located in the lower left corner of your screen. You can ask questions at any time. If you have any audio trouble, please message us in the chat and we will assist you. Please ensure your speakers are turned on with the volume up. Finally, with all of the information we will cover today, please note that you will receive an email with a copy of the slides and a recording of the presentation by the end of the week to catch anything you missed. Now, I am pleased to introduce you to our speaker today, Stacey H. Barrow, benefits attorney and ACA expert. Stacy, thank you for being here today. Thank you, Stephanie. Good morning, good afternoon, everybody. It's Stacey Barrow here from Marathas, Barrow & Leatherheads in Boston. We are a full-service employee benefits, executive compensation, and labor and employment law firm located in the heart of Boston. I practice basically exclusively in the area of employee benefits. We have clients from out of the country and I'm also one of the co-authors of the definitive treatise on the ACA published by Thompson's. It's called "The New Health Care Reform Law: What Employers Need to Know," and we actually just released our 6th edition, which is available now. It's a full, about 600-page Q&A guide to everything you ever wanted to know about...