Welcome to Epstein Becker's greens and AC, a managed services co-hosted webinar. We are pleased to introduce Cowards Gerber, President of ACN managed services, and Epstein Becker screams Michelle Catawba, member of the firm. They will be presenting today's webinar. Before we begin, please be informed that the webinar is being recorded. Participants online will be placed on mute throughout the program. You are welcome to submit questions during the presentation and directly to the presenters following the webinar. Contact information will be displayed at the end of the presentation. In approximately two to three business days following the webinar, Epstein Becker's readings will communicate the availability of the webinar recording and access to PowerPoint material. I'd like to turn the webinar over to Howard Gerber and Michelle Catawba. Thank you for joining us today on our webinar. I am Michelle Keveza and I am delighted to be joined today by Howard Gerber, President of HP Managed Services. Howard has a very interesting background and is well suited for the ACA industry as he has worked with payroll, benefits, HR, and health insurance for over thirty years. Prior to starting ACA Managed Services in 2013, Howard was and still is the president of HR Best Practices, a data-driven healthcare cost management and auditing company he started in 2001. Given his very relevant background, I'm sure he'll have some interesting insights and practical ideas to make the 2016 reporting year better than the 2015 reporting year. In today's webinar, we will take a practical approach in our discussion and address a lot of the data issues that come into play in order to complete the form. First, Howard will give a brief overview of the survey which many of you completed and the key takeaways those results reveal, including the main problem...