Hi, I'm Mark, from Free Tax Com. - The Affordable Care Act requires nearly all Americans to have health insurance that meets health care reform standards. - The IRS needs to know whose coverage met those standards. - That's where Form 1095-B and 1095-C for health care coverage comes in. - It lets the IRS know who had coverage and for how long. - You may get more than one form if you change your insurance. - Don't worry if you don't get a 1095-B or 1095-C because generally you don't have to do anything with the forms. - Forms 1095-B or 1095-C are for your records only and do not need to be reported on your tax return. - Keep them in your records with your other important tax documents. - Unlike forms 1095-B and 1095-C, Form 1095-A is only sent to those who purchase health insurance on the government health insurance marketplace. - Form 1095-A must be reported on your tax return in order to calculate your premium tax credit on Form 8962. - For more information, visit etags.com.